Monthly Archives January 2017

10 Way Retirees Will Save Money

As we always say, planning early for retirement and revisiting that plan regularly can help you to retire with a secure income. Still, the transition from your working years to a fixed income can be difficult on anyone. When you can’t increase your income, the solution is to decrease your expenses… So check out these ten ways that many retirees will save a little money. Hopefully these ideas will put your mind at ease, and you can see how your budget will change somewhat after you stop working. Save on taxes. As you plan your retirement budget, keep in mind
Read More

Categories: Blog.

4 Ways to Protect Your Identity and Finances On the Internet

Nearly everyone spends at least part of their day on the internet, and between emails, social media, and online shopping, quite a lot of information is exchanged. In most cases the internet is safe, but criminals do tend to figure out sneaky ways to scam innocent people out of their hard-earned money. In the worst cases, identities are stolen, credit cards are maxed out, and bank accounts are drained. While rare, these situations can happen to you if you aren’t vigilant online. Since we dedicate ourselves to helping you stay financially healthy, we wanted to offer some tips on how
Read More

Categories: Blog.

The Fed Hiked Interest Rates: Now What?

For nearly a decade, interest rates remained at historically low levels. Then, in December 2015, the Fed finally issued a rate increase. With a second rate hike occurring just last month, you might be wondering what all of this means, both to you personally and for the economy as a whole. Why does the Fed intervene in interest rates? First, let’s review the basic purpose of controlling interest rates. The full explanation is far too complex for a blog post, and many academics spend years studying these issues, but the simplest answer is that controlling interest rates helps to moderate
Read More

Categories: Blog.

Prevent Retirement Regrets by Avoiding These Four Mistakes

The process of planning for retirement is a challenge for most of us. You should begin saving in your twenties, but like most people, you probably didn’t. You need to plan for an income that last for the rest of your life, but it’s hard to predict your lifespan. You want to retire early enough that you can enjoy your newfound freedom, but not so early that you shortchange yourself where retirement income is concerned. Working closely with a financial planner can help you navigate all of those issues. But of course, there are the pitfalls which so many people
Read More

Categories: Blog.