Monthly Archives April 2017

5 Ways to Dump Your High-Interest Credit Card

No one wants to carry a high debt load into retirement, but that is often the case for many Americans. According to NerdWallet, the average American household is carrying $16,748 in debt, and we spend about $1,300 per year on interest. Ouch! That’s a lot of money to throw away, especially considering you could put it to much better use. One of the first steps to getting out of debt is to dump that high-interest credit card. But how? In some cases you might be locked into a contract of sorts, via annual fees. Dumping that card isn’t as easy
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Categories: Blog.

Take These Steps to Make Taxes a Breeze Next Year

If you’re like a lot of people, you just struggled through your federal income tax return, barely submitting it before the deadline, and enduring a lot of stress and anxiety along the way. Or maybe you even had to file for an extension, and you’re still working on gathering everything you need! Either way, filing your tax return is no picnic at the park. But what if the process could be a lot easier? Take these steps throughout the year, and next spring you’ll be in much better shape to file your taxes quickly and easily (or, at least, quicker
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Categories: Blog.

4 Terrific Finance Lessons from Warren Buffett

Warren Buffett is one of the world’s most famous billionaires, but he didn’t stumble into that position by luck or chance (well, not entirely). Buffett is regarded as one of the smartest investors of all time, so it’s no wonder we tend to pay attention when he dispenses advice. Of course, most of us will never become billionaires, but applying these lessons to our own lives can certainly help us reach our full potential. “Someone’s sitting in the shade today because someone planted a tree a long time ago.” When it comes to financial planning, look at the long term.
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Categories: Blog.

Are You Worried About Your Retirement?

It’s normal to worry about the future, but are you worrying about the right things? According to a recent survey by Age Wave, your retirement worries might be slightly misplaced (although understandable). After polling Americans under age 65, the study’s authors found that the leading retirement concern is finances. That’s probably no big surprise to you, since most of us wonder whether we have saved enough for retirement, and whether that money will last for the rest of our lives. When you factor in inflation, and the uncertain future of Social Security, it’s no wonder we tend to focus on
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Categories: Blog.