Monthly Archives May 2017

9 Goals to Accomplish Before Age 60

Each decade of your life brings a new focus. When we’re children, we can’t wait to grow up and have more freedom. In our twenties, we explore that freedom and begin to establish careers. Our thirties are often about putting down roots and building a family. Then, in our forties and fifties, we begin to truly enjoy the fruits of our labor. But wait! You’re not done with setting and achieving goals! If anything, one of your largest lifetime goals still looms ahead of you. You should be making serious strides toward your retirement goals at this point in your
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Categories: Blog.

13 Things to Do When Surviving a Spouse

It’s an unfortunate fact of married life that most of us avoid thinking about: There is a decent chance that one spouse will outlive the other. Dwelling on the inevitability of this fact could certainly be unhealthy, but on the other hand we must all be prepared. Death brings not only emotional turmoil, but legal and financial headaches as well. We can help with the practical end of things; in the event that you’re the surviving spouse, follow this checklist to get these affairs in order. Seek help. Delegating responsibility is the very first thing you should do. Ask a
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Categories: Blog.

Social Security Planning: Always Have a Plan B

You already know that Social Security is just one piece of your overall retirement picture. The program was conceived as supplementary income only, and shouldn’t be relied upon to completely fund retirement. On the other hand, it’s certainly an important part of your plan. Those benefits will be an important part of your monthly income so it helps to know what you can expect from the program. If you want to max out your Social Security benefits, the classic wisdom is to wait as long as possible to file your claim. For each year that you wait beyond full retirement
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Categories: Blog.

How to Prepare for a Financial Setback

In our blogs, we focus a lot on the topic of preparing for retirement. Although it is a top priority, there are other aspects to building a healthy financial life that also deserve some consideration. Plus, all of these things are interrelated anyway. For example, a financial setback or emergency could actually impact your ability to prepare for retirement. You might be tempted to take on excessive debts, or borrow from your retirement account (always a bad idea). So, since all parts of your financial life come together to help you build a more secure future, we feel it’s also
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Categories: Blog.