Monthly Archives October 2017

5 Social Security Facts You Might Not Know

You would be hard pressed to find someone who doesn’t know at least some basic facts about Social Security. Most of us know that we pay taxes into the system from each paycheck, and that someday our benefits will be available to us when we retire. Beyond that, Social Security can be a web of confusing facts and data. Unless you’re an expert on the topic, it would be difficult to learn everything there is to know about the program… but the following five facts should prove helpful as you prepare for retirement. Timing is everything. You can claim benefits
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Categories: Blog.

This Retirement Statistic Might Surprise You

How do you picture your retirement? Often when we ask this question, we receive one of two common responses: “I don’t know… I hadn’t really thought about it” “I guess I’ll probably stop working around age 65 and enjoy some much-deserved relaxation and fun!” Obviously, we never want to hear the first answer as it indicates a complete lack of future preparation, but the second answer leaves a lot up in the air too! This person knows that preparing for retirement is important, but they don’t sound overly confident about it. In fact, they seem to be simply assuming that
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Categories: Blog.

10 Simple Ways to Increase Your Savings

What would you do with a little extra cash in your pocket? Hint: the correct answers are “pay down debts” or “stash it in my retirement fund”. Don’t we all have enough “stuff”? And yet, many of us are still combating a chronic, compulsive spending habit. It’s okay. We all have our vices, and everyone deserves to enjoy the fruits of their labor sometimes. However, if your spending is getting you into deeper and deeper debt, or if you’re not saving adequately for retirement, it’s time to use some of these methods to combat your habit. Sleep on it. When
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Categories: Blog.

6 Ways to Accidentally Cost Yourself a Lot of Money

We often share retirement savings tips in our blogs, to hopefully help you become better prepared for the future. But there’s another consideration: What mistakes could you avoid now that might have cost you money in the long run? Often, these mistakes fall into one of these 6 categories: You regularly rearrange your financial priorities. You might feel that retirement savings are important, but then switch your focus to saving for a house, and then next year you want to travel. The truth is that retirement savings should come first, always, and everything else can fall in line behind that.
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Categories: Blog.