Monthly Archives January 2018

Why You Face a Bigger Retirement Challenge Than Ever

A study by the TransAmerica Center for Retirement revealed a startling truth: nearly 80 percent of Americans believe they will have a harder time achieving financial security in retirement than the previous generation. That’s a personal opinion, of course, but it’s backed up by some real trends. There are several major reasons that saving for retirement is tougher than ever… You probably won’t get a pension. Fifty years ago, pension plans were a standard benefit for many American businesses. A pension guaranteed you a fixed payout, for as long as you lived, after you retired from your career. What security!
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Categories: Blog.

How Does the New Income Tax Law Affect You?

It happened just before Christmas, so maybe you missed it: Congress did indeed finally agree upon a bill to overhaul our income tax structure. Or, perhaps you’ve heard the news, but you’re wondering how exactly it will affect you. With such complicated legislation, it can be difficult to know exactly how everything will pan out, but here’s what we do know at this point… We still have seven income brackets. The original idea was to compress income brackets down to only four, but that idea apparently didn’t make it through to the final writing of the bill. However, the taxation
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Categories: Blog.

Start Off the Year on the Right Foot

Start Off the Year on the Right Foot Although New Year’s resolutions might seem silly, studies have demonstrated that those who make them are actually more likely to accomplish their goals. Maybe it’s the simple power of defining and mentally committing to an objective, or perhaps it’s the social pressure of sharing your plans with at least one other person…. Whatever the reason, resolutions work! So, on that note, we suggest that you consider the following resolutions with regard to your financial life. “I will get my finances organized this year”. You might be shocked at how much you’re spending
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Categories: Blog.