You probably picture retirement as a time to stop working, and start relaxing. Maybe you want to travel, or simply enjoy your days without the constraints of alarm clocks and a lengthy commute. But many retirees have chosen to work during retirement, either through a part-time job, joining the gig economy, or starting their own business. Why would anyone do this? There are numerous reasons, but most fall into the following five categories. Preventing boredom. After retirement, life might slow down considerably. At first this feels like a welcome respite, but before long many retirees find themselves growing bored or
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If you’re like most people around the age of 30, you don’t think about retirement planning too often. You probably decided upon an amount to contribute to your employer sponsored retirement account, and those contributions have been deducted from your paychecks ever since. You’ve taken a responsible and effective step toward preparing for your retirement… But what if you’re missing out on free money that would actually help you build an even more secure future? Most people don’t know this, but there are billions of dollars in free retirement funds going unclaimed each year. The source of this money
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As with most things in life, insurance can seem like a mystery until you’ve investigated the possibilities and learned more about it. It’s true that the life insurance market offers a wide array of products, and can appear confusing at times. But if you’re making either of these common assumptions, you might be avoiding this topic altogether… And that could be a costly mistake. Life insurance is always an investment. Many forms of life insurance can indeed function somewhat like an investment. Whole life policies that accumulate cash value, for example, can provide retirement planning opportunities or provide loans in
Sometimes, the best way to learn how to do something is by talking to those who have already done it. In particular, asking those people what they would do differently, if they had the opportunity to go back in time, can be quite enlightening for us. It can even prevent some mistakes and regret. So, with that idea in mind, here are four things that many retirees often say that they would choose to do differently, if they had foreseen the future. “I wish I had started saving earlier”. It’s common to focus on other life goals when we’re young,