Monthly Archives June 2018

This Clever Strategy Can Help You Get Out of Debt

Preparing for a secure future involves a lot more than just saving diligently. Every decision you make along the way will impact your comfort and security in retirement, and that rule is certainly true for debt. The average American consumer owes over $16,000 in credit card debt, at an average interest rate of 18.76 percent.* That means the average person is paying 1,292 dollars in credit card interest each year. That’s not counting the amount paid toward the principal balance; we’re talking about nearly 1,300 dollars of money wasted on interest, every year! It’s easy to see why so many
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Categories: Blog.
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4 Ways to Save More for Retirement

Ask one hundred people about their retirement plans, and you might receive one hundred different answers. Dig a little deeper, though, and you’ll see that most answers fall into a few basic categories: Those who are confident about their retirement savings, those who know they need to be saving more, and those who haven’t saved anything at all. If you fall into either of those last two categories, these tips are for you. And even if you’re feeling okay about your rate of savings, it wouldn’t hurt to review your plans and try to save a bit more. Budget for
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4 Quick Ways to Improve Your Credit Score

You already know that your credit score can be the key to unlocking lower interest rates on everything from credit cards to a mortgage. A high score can also help you gain significant perks like a top-notch rewards program with your card company, and even helps to keep auto insurance rates low. But the downside is that you can miss out on these things, if you miss the minimum score by just a point or two. While it takes years of diligence to build a great credit score, there are a few things you can do to boost your score
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