Monthly Archives September 2018

Plan Ahead to Spot Valuable Opportunities

It happens more often than you might think; sudden windfalls are quite common, and even occur to the people you’d least suspect! An unexpected influx of cash can come from an inheritance, a large work bonus, a lawsuit settlement, a tax refund, or even something as exciting as a good weekend in Vegas. Unfortunately, the result that we often see from these situations is an impulse purchase, followed by regret. That’s because those who don’t plan for large sums of cash, often have no idea what to do when it happens to them! It’s always good to have a plan
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Categories: Blog.
Prominent words: access, cash, consider, decision, decisions, emergency, emergency fund, exciting, extra, extra cash, fund, help, peace, regret, retirement, tax, tax deduction, unexpected, wise decision, and work.

Continue to Plan Even After You Retire

Are you approaching your expected retirement date? Or, have you just recently celebrated this milestone? Congratulations! Your years of careful planning have paid off, and we hope you will live (or are already living) the retirement of your dreams. However, we do want to remind you that financial planning never really ends. It just changes as your needs and priorities change. Since prevention is almost always easier than any “cure”, we urge you to take the following steps to keep your funds safer, and to help you enjoy your retirement even more. Secure your income. “Playing the market” is exciting
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Categories: Blog.
Prominent words: change, changes, continue, doctor, exercise, financial, health, help, income, living, manage, people, planning, and retirement.

Guard Against These Risk Factors Before You Retire

We always recommend early, regular, and consistent financial planning for retirement. Solid preparation is certainly the key to (mostly) avoiding many unpleasant surprises in life. Having said that, what type of events should be anticipate in retirement, and how do you prepare for them? The following are some of the more common retirement risks. Market fluctuations. We all know that nothing is guaranteed, when it comes to the stock market. But, generally speaking, we know that some investments tend to be more risky than others. When you’re young and ambitious, you might feel comfortable taking some risks, but not so
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Categories: Blog.
Prominent words: address, course, expenses, feel, financial, healthcare, income, inflation, know, market, medical, rebalance, retirement, risk, risks, and time.

Income During Retirement Might Affect Social Security Benefits

Through hard work and careful planning, some lucky people are able to retire earlier than planned. You might expect to claim your Social Security benefits, take distributions from your retirement account, and feel quite content with the streams of income that you have established for yourself. You might even expect to work part time at a fun or interesting job, to add a bit to your monthly income. Occasionally, though, early retirees receive an unpleasant surprise when they go this route. They knew that claiming their Social Security benefits earlier than planned will result in a permanent reduction in those
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Categories: Blog.
Prominent words: benefits, early retirement, earn, full retirement, full retirement age, income, limit, money, planned, retire, retirement, retirement age, security, security benefits, social, social security, social security benefits, threshold, types, and withheld.