Brian Gray

PRESIDENT

Brian Gray earned his finance degree from the University of California in Fullerton in 1995 and spent 24 years in the commercial lending arena, prior to embarking on his quest to help people properly plan and live happy, full retirements. His motivation to enter this profession was a result of two events in his life.

The first was watching his father return to work after his investments dropped more than 50 percent during the tech downfall of 2000. His father retired early at the age of 55, late in 1999, and was living on his assets as he was waiting until age 62 to take Social Security to replace the income from his job. Brian watched as his father was forced to reenter the workforce at age 58 with a lower position because his assets had dropped to a point that wouldn’t support his lifestyle for his and his mother’s life expectancies. His father then re-retired at age 62 in 2006 after the market recovered.

The second event occurred just a year later — the market experienced another 50 percent pullback from October 2007 to March of 2009. These two events shaped his beliefs that there had to be a better way to invest with lower risk to grow and maintain a person’s assets for retirement.

Brian holds a Series 65 securities license and is registered as an Investment Adviser Representative through Horter Investment Management, an SEC Registered Investment Adviser located in Cincinnati, Ohio. He also holds his life insurance and property and casualty insurance licenses in Colorado.

Brian has called Colorado home for 12 years. He enjoys playing golf, watching the Broncos and is an avid Los Angeles Angels baseball fan. His other interests are travel, hockey, hiking, biking, and spending quality time with family and friends. Brian is a member of the Boulder Interagency Network, which meets monthly to discuss the needs and programs available to Boulder County seniors and people having aging issues.