It’s easy to fall into the trap of following a script when it comes to retirement, especially if you’re unsure of how to create your own plan. This “script” can dictate a retirement age, lifestyle, and even important financial decisions. For example, many people assume that they should downsize in retirement or move to a less expensive area of the country. But what about those who want to stay put? Homes hold many memories and can act as a home base for spread-out families. And the social connections you’ve built in your area over the years can be important as well. Here are 3 ways to improve aging at home.
Home remodeling can help you remain independent as you age by allowing you to stay in your home. For example, doors with a flat entry or ramp instead of stairs can improve mobility. Widening doorways to accommodate wheelchairs is a simple renovation, and ramps can now be built to fit the architectural design of the home.
Make New Connections
Work provides many things, including relationships that are easy to maintain with people you see regularly. Transitioning into retirement is no small task, partially because it can be hard to continue these relationships and create new ones. Volunteering is one answer, as it often involves working with other retirees to make an impact in your community. In fact, the Corporation for National and Community Service found that 67% of retirees went from experiencing a lack of companionship to having meaningful social interactions after volunteering. Of course, the benefits of volunteering aren’t just for you – they’re primarily for the community and others. You’ll never know how your time and talents could impact those around you until you look for an opportunity.
Reduce Your Home Maintenance Workload
To reduce maintenance, you can install quartz countertops, which are stain-resistant and never need sealing, and LED lights, which last longer. Replacing fixed shelves with roll-out shelves means no need to bend over, and retrofitting upper cabinets with pull-down shelving units means being able to avoid lifting heavy items. Small changes like adding lights to the front of your home and along the sidewalk so you can see at night can also make a difference.
Many people assume that there’s a strict script when it comes to retirement, but this isn’t necessarily true. There’s no rule that says you must downsize or move. There are many ways to make staying put in retirement easier. We can help you create a retirement plan with your lifestyle goals in mind. Sign up for a no-cost, no-obligation financial review so that we can learn more about your unique financial planning needs.
Investment advice is offered through APO Financial Services, LLC. Insurance and fixed annuity products are offered through our affiliates, Asset Protect One, Inc. and/or APO Financial Services, Inc. No persons associated with APO or its affiliates is a licensed attorney or tax professional and nothing on this Page should be considered tax or legal advice.
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