Investment advice is offered through APO Financial Services, LLC (“APO”), 10155 Westmoor Drive, Suite 175 Westminster, Colorado 80021-2627, an investment adviser registered with the state of Colorado. Registration with the state of Colorado should not be construed to imply that the state of Colorado has approved or endorsed qualifications or the services APO offers, or that or its personnel possess a particular level of skill, expertise or training. Investment advisor representatives of APO may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. It is important to read our disclosures available at https://apofinancial.com. Additional information pertaining to APO’s registration status, its business operations, services and fees and its current written disclosure statement is available on the SEC’s Investment Adviser public website at https://www.adviserinfo.sec.gov .