HSA Planning

Everything You Need to Know About HSAs

Healthcare costs present a huge financial challenge for many households. With a health savings account (HSA), you can pay for medical costs with pre-tax income. The cost of healthcare has […]
September financial checklist

Your September Financial Checklist

Summer has (nearly) come to a close. At APO Financial, we’ve got you covered with a brand new checklist to get you through the month. Personal finance can be overwhelming. […]
Last minute retirement planning

Best Financial Planning tips for those near retirement

Retirement planning at any age can be a challenge. But if you’ve reached your 50’s or even 60’s, it’s time for serious action. It’s getting close! For most of your […]
Stock buying and Inflation

How to Invest with Inflation

The goal of any investor is to grow wealth over time, but as the global stock market continues to take a beating, many Americans are left wondering where to put […]
Colorado Estate Planning

Estate Planning in Colorado

Contrary to belief, you don’t need to be uber wealthy to have an estate plan. Here’s how a well-informed plan can make a big difference in what is left for […]
Best Retirement Plan for me

Which Retirement Savings Accounts is For You?

How to find the best retirement plans to save for your future can be overwhelming. Here’s everything you need to know about the best types of retirement plans available and how […]
phased retirement planning

Not done working? Why Phased Retirement May be for You

Whether for financial or psychological reasons, easing into retirement can provide stability when leaving the workforce. If you’re like most people who are nearing retirement, you may be in the […]
risk management

5 Tips to Help Eliminate Risk in Retirement

Effective risk management can be very beneficial to investors, and particularly helpful to those near or in retirement. Learn how to avoid common retirement planning pitfalls here with APO Financial. We […]
Understanding IRAs

IRAs for Beginners

An individual retirement account (IRA) allows you to save money for retirement in a tax-advantaged way. while most people are familiar with the basic concept behind an IRA, many don’t […]
retirement planning for business owners

3 Financial Hacks for New Business Owners

Today’s retirees have an appetite for entrepreneurship, which allows them to pursue interests and offers flexibility to their golden years. If you are in (or nearing) retirement and starting a […]
Rebalancing your portfolio

Rebalancing Your Portfolio

Rebalancing your portfolio is a healthy exercise that has multiple benefits if done correctly, but wrong decisions can lead to higher exposure to risk. Here’s how to rebalance your portfolio […]
inflation planning

How to Prepare for Inflation in Your Retirement Plan 

With inflation at a 40-year high and stocks in a bear market, how much should you be worried about the impact on your retirement income plan? If you plan right, […]